Top 7 Reasons Insurance Claims Get Denied (And How to Avoid Them)
Filing an insurance claim after property damage can already be stressful, but receiving a denial can make the situation even more overwhelming.
Mission Property Loss Consultants (Mission PLC) professional nationwide services for all types of commercial and residential losses. We deliver reliable and accurate reports to you, wherever you are.

Get a fair appraisal and resolution for your property and loss insurance disputes with Mission Appraisal and Umpire’s accurate and trustworthy appraisal services.
If you need an appraisal for a business or residential property, you can trust that our team of experts will provide you with an accurate and useful estimate.
The loss of a home or business to calamities or disasters creates enough anxiety and distress. Property owners shouldn’t have to deal with the stress and difficulties on their own. We make it our Mission to be by your side and on your side throughout the entire process.
Let our team of industry professional help guide, educate, and provide solutions to make sure you get what you fairly deserve. Mission Property Loss Consulting is an advocate for your residential and commercial claims.
Many property policies include an appraisal clause that lets either side invoke a dispute-resolution process when you and the insurer agree that a loss occurred but disagree on how much it costs.
Appraisal usually decides the amount of loss, not whether the loss is covered, and the exact procedure depends on your policy and state law.
When the dispute is about the value or scope of repairs and not about whether the policy covers the loss. It is often faster than litigation.
Generally yes, subject to the policy’s requirements for the appraiser to be competent and, in many policies, disinterested. Review your policy language first.
A neutral person, chosen by the two appraisers or by a court if they cannot agree, who decides the points on which the appraisers disagree.
This page is general information, not legal or insurance advice. What is covered depends on your specific policy and your state’s rules.
Next step: Insurance Appraisal Clause Explained: How Appraisal Works in a Property Claim
Tell us what happened. A Mission PLC public adjuster will review it and explain your options.
No cost to talk through your loss.
We represent the policyholder, not the insurance company.
833-446-7728, Monday to Friday, 8am to 6pm.
Free consultation. Tell us what happened and we will call you.
Practical guides from our public adjusters.

Filing an insurance claim after property damage can already be stressful, but receiving a denial can make the situation even more overwhelming.

As a homeowner, your house is likely one of your biggest investments. Protecting it with the right homeowners insurance policy is essential for safeguarding…

Dealing with an unexpected event that results in property damage or loss can be overwhelming. Whether it’s damage from a natural disaster, fire, or…
Talk with a Mission PLC public adjuster about your loss. The consultation is free.