Theft & Vandalism Damage

Mission Property Loss Consultants is here to assist you with theft and vandalism damage claims, ensuring you receive the compensation you need to recover and restore your property. Our team of experienced public adjusters specializes in managing and negotiating these types of claims, providing you with the support and expertise necessary for recovery.

What theft and vandalism coverage usually includes

Commercial property policies commonly cover theft and vandalism (often called malicious mischief) as covered causes of loss. That can include stolen equipment and inventory, damage to the building from forced entry, graffiti, broken glass and signage, and the cost of securing the property afterward. Coverage is subject to your limits, deductible and the exclusions written into the policy.

Where these claims get disputed

• Proof of what was taken. Insurers expect a detailed inventory with values, purchase records and photographs.
• Vacancy and unoccupied property. Many policies restrict or exclude vandalism and theft at buildings that have been vacant or unoccupied for an extended period.
• Sublimits and exclusions. Certain property types, such as cash, tools or items kept in open areas, may be limited or excluded.
• Valuation. Replacement cost versus actual cash value can change the payment significantly.
• Business income. If the loss forced you to close or slow operations, lost income may be part of the claim.

What to do right after a theft or vandalism loss

• File a police report and keep the report number.
• Photograph and video the damage before anything is moved or repaired.
• Make temporary repairs, such as boarding up or changing locks, to prevent further loss, and keep every receipt.
• Notify your insurer promptly and ask what documentation they require.
• Start a written inventory of damaged and missing items, with model numbers, ages and values.
• Talk to a public adjuster before you give a recorded statement or accept a settlement offer.

How Mission PLC helps

We review your policy to confirm what applies, build the inventory and damage documentation, prepare the estimate, and negotiate with the carrier on your behalf. You stay informed at each step, and you have one point of contact instead of a long back-and-forth with the insurance company.

Theft and vandalism claim questions

This page is general information, not legal or insurance advice. What is covered depends on your specific policy, its endorsements and your state’s rules.

Why Choose Mission Property Loss Consultants for Theft & Vandalism Damage

Comprehensive Assessments:  Detailed inspections to accurately document all theft and vandalism damage.

Accurate Estimations: Precise damage estimates using advanced technology and industry expertise.

Transparent Communication: Keeping you informed and involved throughout the entire claims process.

Skilled Negotiation: Expert negotiation with insurance companies to secure fair compensation.

Client-Centric Approach: Dedicated to representing your best interests and ensuring your recovery.

If your property has been affected by theft or vandalism, reach out to Mission Property Loss Consultants today.

Our team of dedicated public adjusters is here to ensure you receive the full compensation you deserve, helping you recover quickly and efficiently. Contact us now to get started on your theft or vandalism damage claim.

Contact Us Now

• + 1-833-446-7728
• info@missionae.com