Sinkholes can cause significant and unexpected damage to your property.
Mission Property Loss Consultants public adjusters specialize in managing sinkhole damage claims, ensuring all damage is meticulously documented and you receive the necessary compensation for repairs.
Standard property policies usually exclude earth movement, and sinkhole coverage is often handled separately. Depending on your policy and state, sinkhole loss may be covered by an endorsement, or within limited definitions such as a collapse of the ground cover. Whether your policy responds depends on the exact wording, so the first step is a careful policy review.
Cracking and settlement have many possible causes, including poor drainage, expansive soils, plumbing leaks and normal settling, and carriers often point to one of those to deny or limit a claim. Establishing cause usually takes a geotechnical investigation, such as soil borings or ground-penetrating radar, and an engineer’s report. Repair scope can also be large, from stabilizing the ground to underpinning the foundation, so the difference between the carrier’s estimate and the real cost can be substantial.
We review the sinkhole and earth movement language in your policy, bring in independent engineers and contractors, and challenge carrier reports that do not fit the evidence. We then build the full repair estimate and negotiate for it on your behalf.
Not always. Some policies or state rules provide sinkhole coverage or a related endorsement, and the specific definitions matter. It is worth a policy review before accepting a denial.
Practice varies by policy and state. Ask your insurer in writing, and keep records of any testing you commission.
If an engineer or authority says the building is unsafe, follow that guidance and keep your receipts. Additional living or relocation costs may be part of the claim if the policy provides for them.
This page is general information, not legal or insurance advice. What is covered depends on your specific policy, its endorsements and your state’s rules.
Thorough Inspections: Detailed assessments to document all sinkhole damage.
Accurate Documentations: Comprehensive reporting to support your sinkhole damage claim.
Expert Claim Management: Handling every step of your claim for a smooth process.
Client Advocacy: Committed to securing fair compensation for your claim.
Our experienced public adjusters are here to ensure your claim is handled with care and precision, securing the compensation you need for recovery. Contact us now to start your sinkhole damage claim.
Tell us what happened. A Mission PLC public adjuster will review it and explain your options.
No cost to talk through your loss.
We represent the policyholder, not the insurance company.
833-446-7728, Monday to Friday, 8am to 6pm.
Free consultation. Tell us what happened and we will call you.
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Talk with a Mission PLC public adjuster about your loss. The consultation is free.
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