By Mission Property Loss Consultants
In the aftermath of the recent tornado, the steps you take in these critical first few days can greatly impact your recovery. Here’s a few steps to ensure your property and claim are protected.
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Document Everything:
Capture high-resolution photos and videos of all visible damage, not only to your property but also the surrounding areas. Comprehensive documentation strengthens your claim.
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Notify Your Insurance Carrier
Report the damage to your insurance company promptly to initiate the claims process. Make sure to note who you spoke with, what was discussed , dates and times.
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Secure Your Property
Make temporary repairs to prevent further damage, but avoid permanent fixes until the insurance company has completed its inspection.
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Avoid Guesswork
Navigating a tornado claim can be overwhelming. Fortunately, you don’t have to go through it alone. Professional guidance ensures nothing is missed, and your claim is handled with precision.
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Contact Your Public Adjuster
A licensed public adjuster works exclusively for you; not the insurance company. At Mission Property Loss Consultants, we meticulously document your loss, advocate on your behalf, and negotiate fair settlements that reflect the true extent of your damage.
Tornado claim questions
How soon should I report tornado damage?
As soon as it is safe. Most policies require prompt notice, and early reports also make it easier to link the damage to the storm.
Can I clean up before the adjuster arrives?
Make temporary repairs to stop further damage, but photograph everything first, keep damaged materials where practical and hold off on permanent repairs until the loss is documented.
What if the insurer’s estimate is too low?
You can dispute it with your own documentation, an independent estimate and, if needed, a public adjuster or the appraisal process.
